Why Americans Find Predatory Lending Offensive (July 23 2007)         - claim this article

"Menis - the author translates as "indignant rage" - It is the kind of rage arising from social betrayal that impairs a person's dignity through violation of "what's right." (p21), Achilles In Viet Nam - Combat Trauma and the Undoing of Character, Jonathan Shay, M.D., Ph D.

How To Read Your Credit Report (July 23 2007)         - claim this article

The Fair and Accurate Credit Transactions Act, signed into law on Dec. 4, 2003, gives every American the right to a free credit report every year from each of the three major credit bureaus -- Equifax, Experian and TransUnion.

Debt (July 23 2007)         - claim this article

We all know about debt. If you don't have too much as an individual you can increase the quality of your life, but with more than you can handle it can make your life a nightmare.

Credit Report - Watch Out for Parking Tickets (July 23 2007)         - claim this article

The economic downturn of the last five years has affected millions of Americans, but it has also affected the budgets of states, cities and counties. With limited tax dollars with which to work, various government entities have had to try to stretch their budgets to allow them to continue to function. Many government agencies at the state and local levels have turned over debt collection to collection agencies, even for such seemingly small debts as parking tickets or library fines. What does this mean? An unpaid parking ticket could end upon on your credit report.

Over Fifty and Overloaded With Debt? (July 23 2007)         - claim this article

In a recent article for AARP, Lucretia Marmon says older Americans are going deeper in debt!

Did you know that 450,000 of them filed for bankruptcy in 2003? This makes older Americans the fastest growing age group in bankruptcy. It seems that a down-turn in economic times and today's easy credit are causing people, particularly those 50 to 65, to accumulate too much mortgage and credit card debt.

Going Debt Consolidation Way! (July 23 2007)         - claim this article

We are aware of the fact that it is easy to get into debts, but on the contrary overcoming it is very complicated. Now give an end to your fear of lenders as more and more companies in the UK are offering solutions to tackle debts of individuals- both home owners and tenants. The buzzword these days for purging debts is debt consolidation. Debt consolidation pertains to clubbing of many outgoing payments to the lenders. It gives a greater ease to customers to wipe out debts in a smart way.

Why You Should Ignore This Advice (July 23 2007)         - claim this article

Doesn't make too much sense does it? Am I really going to give you some advice that asks you to ignore the advice I'm giving you? Well, that's not strictly true. I am however going to show you how to qualify the advice you are given, so you can sort the wheat from the chaff, and help you to survive the information overload on the Internet.

Fair Isaac Corporation Credit or FICO Score (July 23 2007)         - claim this article

As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company based in California. FICO, put simply, is a person's credit score. A credit score can be used by a potential lender in making a judgement on whether to grant you credit or not, for example when you apply for a new credit card or home mortgage. Therefore, if you are in the US, the FICO score is very important to you. What Does a FICO Score Do?

Understanding How Your Credit History May Affect Your Car Insurance Coverage (July 23 2007)         - claim this article

Many personal auto insurance companies consider your credit information when determining how much premium to charge for your insurance. So if you are calling around for new insurance, keep in mind that many insurers are looking at your credit history. I hope that we will be able to let you know why and how they do this.

Why Choose a Bad Credit Personal Loan? (July 23 2007)         - claim this article

Listed below are some of the reasons for choosing a bad credit personal loan.

A bad credit personal loan is a low cost loan secured on your home. It frees up the spare capital (or equity) in your home for you to use on whatever you want.

Apply For Home Mortgage Loan Online With Bad Credit - Things To Consider (July 23 2007)         - claim this article

So, you've found the perfect home. You've already decided where to place each piece of your furniture inside the home, and in your mind, all of your family photographs are hanging alongside the stairwell. But waitdo you know that even if you believe that your credit report is spotless, it could negatively affect your chances of getting that home mortgage approval?

Alternatives to Filing Bankruptcy (July 23 2007)         - claim this article

Deciding to file for bankruptcy is a decision that should not be taken lightly. Too many people opt for this decision before finding out what other alternatives are available to them. Filing for Bankruptcy should be your last resort if possible. We have listed some alternatives for you to consider below:

Individual Voluntary Arrangements- A New Alternative to Bankruptcy (July 23 2007)         - claim this article

This May, the Department of Trade and Industry in the UK found that there were 10,091 bankruptcies in the first quarter of 2005. This represents an increase of 24.5% on the corresponding quarter of last year.

Poor Credit Car Loan - Get Approved Online (July 23 2007)         - claim this article

Poor credit doesn't have to stop you from getting a car loan. In fact, car loans are one way of rebuilding your credit history. Online car loan lenders make the application process quick and easy, so you can buy your automobile the next day.

Free Money Saving Auto and Home Loan Tips (July 23 2007)         - claim this article

Free Auto Loan Tips

The following tips should help increase your chances of getting a car loan at a better rate.

Bankruptcy - In New York, can I bring a lawsuit for my injuries and keep all the proceeds? (July 23 2007)         - claim this article

Q: If I recently declared bankruptcy, can I bring a lawsuit for my injuries and then keep all the proceeds? My injuries have nothing to do with my bankrupcty, right?

Bad Credit Remortgage Loan: When Bad Credit Plays Mischief With Your Mortgage (July 23 2007)         - claim this article

Financial difficulties are married to bad credit. It is a tough marriage but can be peaceful with a little bit of counseling. The recommended counseling in case you have bad credit with a mortgage loan is bad credit remortgage. Remortgage is defined as replacing the current mortgage lender with a different one. Remortgage in case you have bad credit is very much feasible. You are a homeowner and that places you in a dominant position in spite of bad credit. You can make admirable use of your current position with your Bad credit remortgage.

Are You A Victim Of A Predatory Mortgage Foreclosure? (July 23 2007)         - claim this article

Help is available to borrowers who have claims against their lenders for violating the Truth in Lending Act and other laws regulating credit transactions. Such violations may be a defense to a mortgage foreclosure. If there is a violation, you may be able to void the mortgage and apply 100% of your payments to principal. You may also be able to recover money damages.

Cash Advance Payday Loans: A First Time Users Guide (July 23 2007)         - claim this article

If you considering using a Cash Advance Payday Loan service for the first time, this article addresses the most frequently ask questions.

Life After Debt - Strategies for Dealing with Problem Debt (July 23 2007)         - claim this article

Honorably and ethically rid yourself of burdensome debts using the little known Negotiation Strategy, without having to experience the loss of control and privacy associated with filing for bankruptcy, consolidation, or credit counseling.