Guaranteed Issue Life Insurance (July 23 2007)         - claim this article

Helping the "uninsurable" secure coverage is challenging. Clients who have health problems or have been denied coverage in the past still need life insurance. One option is guaranteed issue life insurance. Given the high risk nature of coverage, few insurers offer it. However with a little preparation and extra effort, you can find the right policy.

South South Cooperation And Regional Integration: The Way Out Of Underdevelopment (July 23 2007)         - claim this article

The introduction of Africa in the world market started since the 15th century, could not in many respects be considered as a positive venture. Africa's backwardness compared to the rest of the world(developed countries, newly industrialised countries and emerging countries) which is a paradox due to its enormous resources and potential, clearly demonstrate that Africa remain the great loser of the international economic order. A situation worsened when considered the policies undertaken by developed countries: the creation of regional and non regional trade blocs, the protection of domestic markets through quotas.

9 Ways To Outsmart An Identity Thief (July 23 2007)         - claim this article

Identity theft statistics are shocking, to say the least. And it's not going to get better any time soon. But there is no need for you to become a statistic. Here is what you can do to avoid identity theft.

Bankruptcy Bill (July 23 2007)         - claim this article

The Senate is trying to overhaul the bankruptcy laws. Credit card companies and retailers have been pushing for reform since 1997. Hopefully, the new law will come into effect by mid-March.

Swell Your Bank Account Balance in 2005! (July 23 2007)         - claim this article

We have heard time and time again that money doesn't grow on trees. How we wish it does. Life is super expensive! You may have even taken a second or third route to pursuing income.

How to Construct A Powerful Profit Pulling Business Portfolio (July 23 2007)         - claim this article

What is a portfolio and do I really need one? A portfolio is simply a group of investments held by an investor. It's a very carefully chosen selection of businesses and generally, yes; it's a good idea to have one.

10 Tips to Protect Yourself From Charity Scams (July 23 2007)         - claim this article

Charity scammers are very clever -- they know exactly what heartstrings to tug and how to make you think the scam is real. Here are 10 tips to help spot charity scams:

Bankruptcy: What You Need to Know Before You File (July 23 2007)         - claim this article

If you are thinking of filing for bankruptcy, there are facts you need to know before you make a decision.

How to Retire Healthy, Wealthy and Wise. (July 23 2007)         - claim this article

Retirement - A New Beginning

Going back about fifty years, retirement was considered to be the short gap between receiving a gold watch and the last rights!

Bankruptcy: What To Expect If You File For Bankruptcy (July 23 2007)         - claim this article

First, understand that filing bankruptcy should be a last resort if you have borrowed money and have absolutely no way or repaying it. Filing for bankruptcy will have a negative effect on your credit history for 10 years or longer and may also adversely impacts your quality of life.

Is My Money Safe? On The Soundness Of Our Banks (July 23 2007)         - claim this article

Banks are institutions wherein miracles happen regularly. We rarely entrust our money to anyone but ourselves and our banks. Despite a very chequered history of mismanagement, corruption, false promises and representations, delusions and behavioural inconsistency banks still succeed to motivate us to give them our money. Partly it is the feeling that there is safety in numbers. The fashionable term today is "moral hazard". The implicit guarantees of the state and of other financial institutions moves us to take risks which we would, otherwise, have avoided. Partly it is the sophistication of the banks in marketing and promoting themselves and their products. Glossy brochures, professional computer and video presentations and vast, shrine-like, real estate complexes all serve to enhance the image of the banks as the temples of the new religion of money.

IBC Formation: Are Your Assets Protected? (July 23 2007)         - claim this article

A ruling recently passed by the Supreme Court has given local governments the power to seize private property to generate tax revenue. This could feasibly enable cities to order the removal of homes to make way for shopping centers or other private development.

Summer's Interest Rate Mystery (July 23 2007)         - claim this article

The end of the Spring brought an end to the Federal Reverse's view interest rates need to positioned in a way of stimulating the economy. For most of the past few years interest rates consistently moved downward as the Federal Reserve launched an ambitious plan to prevent deflation and bring a reversal to a stagnant economy. Low interest rates helped to keep the U.S. economy afloat while the excesses of the 1990's worked their way off. The United State economic rally last Winter brought a dramatic increase in the level of economic growth, but at the same time an unwelcome spike in inflation fueled primarily by rising commodity prices. Strong economic growth and signs of inflation convinced Alan Greenspan and Co., interest rates should be raised to reflect an economy on solid footing.

Exchange Rate Board (July 23 2007)         - claim this article

The foreign exchange rate board is an icon that identifies foreign exchange outlets all over the world. You will find then sited in airports, banks, travel centres and high streets oultets. The boards are the best and accepted method to convey daily exchange rates to the public.

Budgeting: Take this simple test to learn your BQ (Budgeting Quotient). (July 23 2007)         - claim this article

Have you been wondering whether or not you need to develop a financial budget? Here's a simple Yes/No quiz that can help you understand your BQ or Budget Quotient.

Chose a Credit Card Wisely (July 23 2007)         - claim this article

When choosing make sure its one that suites your lifestyle and that it works with you not against you. Always try to pay off monthly if you can and this will help your finances and cash flow. If you look at credit in reverse and say well I could save say $50.00 a week then this will give you a good guide on how much you could pay back on your credit card a month. Always go for a low APR and look for the best option for you. Some Credit Card's have a Rewards program, you'll earn 5% Cash back Bonus others give you gift certificates. So keep a keen eye out for the different offers that suit you. A fantastic new resources web site called www.americancreditdirectory.com has hundreds of Credit Cards to chose from many with no annual fee's and intro periods up to 12 months, Air Miles, and 0% intro APR.

How To Automate Your Collections (July 23 2007)         - claim this article

Having been a landlord since the early part of 1994, I feel fairly safe in stating I've tried almost every imaginable way of collecting monthly payments from my residents. I want to run through some of these methods and let you in on the pros and cons of each technique. I'll wrap it up by telling you what I do now.

What is Bridging Finance? (July 23 2007)         - claim this article

Once you understand what the term, "Bridging Finance" means, it's easy to understand how it got its name. The purpose of a bridging or bridge loan is to provide short term cash for a real estate transaction until permanent financing is secured. Bridge loans are commonly used to "bridge the cash gap" when completing commercial real estate transactions.

How To Save Money On Groceries (July 23 2007)         - claim this article

Unlike a fixed monthly cost such as your mortgage or car payment, the amount you spend on groceries each month is somewhat flexible. While the common advice of clipping coupons and buying generic brands to save money while shopping is sound, by far the best way to truly keep your grocery shopping expenses under control is by understanding how grocery stores entice you to spend more than you really want. By fully understanding the ways grocery stores encourage you to spend, many of which you probably never even noticed before, you can combat their strategies and spend money only on the merchandise you really need.

Why Asia Owns America (July 23 2007)         - claim this article

The Forgotten Benefits of the Gold Standard

One of the benefits of the gold standard, long forgotten, was that it acted to regulate imbalances in trade. Under the gold standard, trade imbalances between countries were unsustainable because they would self correct over time. Here is an example of how that worked: When a country would export more than it imported, it would accumulated more gold. That is because it could take the surplus foreign currency received in trade and convert it to gold.